The Off-Plan Buying Process in Spain
A step-by-step walkthrough from reservation to key handover. Understand contracts, deposits, bank guarantees under Ley 57/1968, and what to expect at each stage.
Coming soon →Independent, data-driven guides to help you navigate the Spanish property market with confidence. No sales talk, just the information you need.
A step-by-step walkthrough from reservation to key handover. Understand contracts, deposits, bank guarantees under Ley 57/1968, and what to expect at each stage.
Coming soon →Mortgage options for non-Spanish residents. Typical LTV ratios (60-70%), required documentation, Spanish bank vs. international lenders, and interest rate comparisons.
Coming soon →IVA (10%), AJD (1.2-1.5%), notary fees, land registry, and ongoing IBI. A complete breakdown of the true cost beyond the purchase price.
Coming soon →What to verify before signing: building permits, licencia de primera ocupacion, developer solvency, bank guarantees, and community statutes.
Coming soon →From Marbella to Nerja: a neighbourhood-by-neighbourhood comparison covering lifestyle, price levels, rental yield potential, and accessibility.
Coming soon →Average gross yields by municipality, seasonal vs. long-term rental performance, licensing requirements (VFT), and management cost structures.
Coming soon →Our editorial team is currently preparing these guides. Subscribe to be notified when they are published.